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START OF Legal information guides
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There are laws that protect people who enter into loans (consumer credit contracts). These laws are the:
Some of the options listed in this guide are only available if your loan is regulated by the National Credit Code. This guide assumes (unless it says otherwise) the National Credit Code applies to your loan.
The National Credit Code applies to loans where:
Do not use this guide if your problem is not about money you have borrowed.
Even if this guide does not apply to you, you should still get legal advice about your loan to help you understand your options. Call Legal Aid Queensland on 1300 65 11 88 (cost of a local call from a landline in Queensland).
If you took out the loan in another state, you should contact Legal Aid in that state because the law may not be the same.
Yes. You should use this guide along with legal advice. Never make any decisions without speaking to a lawyer first.
You can get legal advice from: